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Collision Coverage - Auto Insurance & Collision Insurance Guide Fairbanks AK

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Allstate - Jim Ozimkoski
(866) 609-3866
59 College Rd Ste 205
Fairbanks, AK
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Dick Randolph Ins Agency Inc - State Farm Insurance Agent
(907) 456-7787
610 12th Avenue
Fairbanks, AK
 
Tammera L Colledge Ins Agy Inc - State Farm Insurance Agent
(907) 488-7082
450 South Santa Claus Lane
North Pole, AK
 
Allstate Auto Insurance
(888) 355-7971
1301 E Dowling RD Ste 105
Anchorage, AK
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate - Stanley Tebow
(866) 602-9713
800 E Dimond Blvd Ste 3-300
Anchorage, AK
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Bradbury- C James
(907) 452-6015
1401 Turner St
Fairbanks, AK
 
Jack Randolph Ins Agency Inc - State Farm Insurance Agent
(907) 452-1861
1007 Aurora Drive
Fairbanks, AK
 
Allstate Auto Insurance
(888) 355-7971
6901 E Tudor Rd
Anchorage, AK
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
Dimond Ctr Fl 3RD
Anchorage, AK
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate - Jim Ozimkoski
(866) 609-3866
59 College Rd Ste 205
Fairbanks, AK
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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