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Collision Coverage - Auto Insurance & Collision Insurance Guide Enid OK

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Mike Benway Insurance Agcy Inc
(580) 234-3657
1813 W Owen K Garriott Rd
Enid, OK
 
Morgan- George Eugene - State Farm Insurance Agent
(580) 233-8500
502 South Cleveland Street
Enid, OK
 
Jeff Eaton Insurance Agcy Inc - State Farm Insurance Agent
(580) 237-3403
324 North Van Buren Street
Enid, OK
 
Allstate Insurance - Rick Evans
(580) 234-7855
126 A North Oakwood
Enid, OK
 
Allstate Auto Insurance
(888) 355-7971
712 S Broadway St
Poteau, OK
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Farmers Insurance Group
(580) 234-4860
520 South Oakwood Road
Enid, OK
 
Grissett- David W
(580) 233-5023
2411 Heritage Trl
Enid, OK
 
Benway- Terry Michael
(580) 234-3657
1813 W Owen K Garriott Rd
Enid, OK
 
Maximum Insurance
(580) 237-9200
723 W Randolph Suite 5
Enid, OK
 
Allstate Auto Insurance
(888) 355-7971
25119 Highway 82
Park Hill, OK
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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