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Collision Coverage - Auto Insurance & Collision Insurance Guide Durango CO

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Allstate Auto Insurance
(888) 355-7971
26198 Highway 160 Trlr 3
Durango, CO
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Lankau- Joe - State Farm Insurance Agent
(970) 259-4500
400 South Camino Del Rio Ste C
Durango, CO
 
Ken Willyard Insur Agcy Inc - State Farm Insurance Agent
(970) 259-2550
1315 Main Avenue Ste 211
Durango, CO
 
Ben Leigh Insurance Agcy Inc
(970) 259-4500
1201 Main Ave
Durango, CO
 
Dale Willbanks Agency American Family Insurance
(970) 247-5828
337 South Camino Del Rio
Durango, CO
 
Elliott- Denise L - State Farm Insurance Agent
(970) 247-4060
25825 Highway 160
Durango, CO
 
Mountain West Insurance
(970) 259-8082
515 E College Dr
Durango, CO
 
Southwest Ins Designers
(970) 259-8082
3455 Main Ave
Durango, CO
 
State Farm Insurance Companies Claim Center
(970) 382-3000
104 Sheppard Drive
Durango, CO
 
Jay Hwang Insurance Agcy Inc - State Farm Insurance Agent
(970) 247-3105
207 East 11th Street
Durango, CO
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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