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Collision Coverage - Auto Insurance & Collision Insurance Guide Dover NH

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Allstate Auto Insurance
(888) 355-7971
18 York Street
York, ME
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Flynn- Patricia E
(603) 742-6855
6C Dover Point Rd
Dover, NH
 
Liberty Mutual Group - Administrative Operations
(603) 749-2600
100 Liberty Way
Dover, NH
 
Maritza Aviles-Dempsey Agency
(603) 742-6661
500 High St
Somersworth, NH
 
Allstate Insurance Companies - Sales Offices
(603) 332-2886
1 Old Dover Road Suite 3
Rochester, NH
 
Allstate Auto Insurance
(888) 355-7971
1 Portsmouth Ave
Exeter, NH
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Haddadin- Sam U - State Farm Insurance Agent
(603) 742-2220
95 New Rochester Road
Dover, NH
 
Allstate Insurance - Karen Wright
(603) 692-0744
66 High Street
Somersworth, NH
 
Allstate Insurance - Richard Guidice
(603) 664-6790
125 Route 125
Barrington, NH
 
San/Seacoast Ins Assoc
(888) 272-6711
77 Packers Falls Rd
Newmarket, NH
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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