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Collision Coverage - Auto Insurance & Collision Insurance Guide Dodge City KS

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Obando- Oscar - State Farm Insurance Agent
(620) 408-9392
506 Avenue B Ste 3
Dodge City, KS
 
Tuchez- Marina Y
(620) 408-9392
506 Avenue B
Dodge City, KS
 
Blue Shield Professional Services Department
(620) 225-0884
100 Military Avenue
Dodge City, KS
 
Kunz- Karl
(620) 225-5631
2520 N 14th Ave
Dodge City, KS
 
Sowers- Rob - State Farm Insurance Agent
(620) 225-5613
2500 Central Avenue Ste 3
Dodge City, KS
 
Nelson Jim Insurance
(620) 225-1418
2204 1st Avenue
Dodge City, KS
 
Gall & Jones Insurance
(620) 225-0114
210 West Spruce Street
Dodge City, KS
 
The Insurance Center of Kansas
(620) 225-1418
2204 1st Avenue
Dodge City, KS
 
Reddell Gregory
(316) 225-5631
2520 N 14th Ave
Dodge City, KS
 
Mullin Apartments
(620) 225-0114
210 West Spruce Street
Dodge City, KS
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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