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Collision Coverage - Auto Insurance & Collision Insurance Guide Boston MA

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Allstate Auto Insurance
(888) 355-7971
225 Franklin St
Boston, MA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
648 Highland Ave
Needham, MA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Acordia
(617) 330-1005
125 Summer St # FL-16
Boston, MA
 
South Shore Ins Agcy Inc
(617) 742-3366
PO Box 1310
Boston, MA
 
State Fund Insurance- Massachusett's Best
(617) 956-9999
99 High Street 28th Floor
Boston, MA
 
Allstate Auto Insurance
(888) 355-7971
14 Tresland Way
Quincy, MA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Sheppard Riley Coughlin
(617) 772-9000
150 Federal St Ste 1100
Boston, MA
 
Thomas E Sears Inc
(617) 426-1011
31 St James Ave Ste 1050
Boston, MA
 
Skelly Insurance Agency- Inc.
(617) 357-4700
60 Temple Place
Boston, MA
 
International Ins Group
(617) 951-3939
125 Broad St Fl 4
Boston, MA
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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