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Collision Coverage - Auto Insurance & Collision Insurance Guide Anoka MN

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Insurance Brokers Of
(763) 323-8220
13661 Balsam Ln N Ste B
Dayton, MN
 
American Family Insurance Diane Dworshak
(763) 421-9300
3651 Round Lake Boulevard Northwest
Anoka, MN
 
American Family Insurance CO Data Line
(320) 274-3359
99 Cherry Avenue South
Annandale, MN
 
Insurance Brokers Of Mn
(612) 323-3000
900 E Main St
Anoka, MN
 
Beth Riebel Ins Agency Inc - State Farm Insurance Agent
(763) 421-0470
6415 Highway 10 Northwest Ste 106
Ramsey, MN
 
John Ryan Insurance Company
(763) 422-0532
617 E Main St
Anoka, MN
 
Allstate Insurance-John Ryan
(763) 422-0532
617 East Main Street
Anoka, MN
 
Miller- Larry L - State Farm Insurance Agent
(320) 274-3185
66 Oak Avenue North
Annandale, MN
 
A AAA Central Insurance Agency Inc
(763) 576-6666
617 East Main Street Suite 2
Anoka, MN
 
American Family Insurance Jeremy R Brandt
(763) 576-8800
901 West Main Street
Anoka, MN
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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