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Collision Coverage - Auto Insurance & Collision Insurance Guide Ankeny IA

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents.

Allstate Auto Insurance
(888) 355-7971
4505 SW 9th St
Des Moines, IA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Smith- Thomas P - State Farm Insurance Agent
(515) 964-8102
322 South Ankeny Boulevard
Ankeny, IA
 
Nelson- Kenneth V - State Farm Insurance Agent
(515) 964-4052
114 South Ankeny Boulevard
Ankeny, IA
 
State Farm Insurance Companies - Agents- Johnston- Waterhouse Glenn
(515) 331-9080
5501 Northwest 86th Street
Johnston, IA
 
Waterhouse Iii- Glenn A
(515) 223-5566
5501 NW 86th St
Johnston, IA
 
Stubbs- Deborah S
(515) 964-9500
225 SE Oralabor Rd
Ankeny, IA
 
Doubleday Insurance Agency Inc
(515) 964-0637
110 Southeast Grant Street Suite 203
Ankeny, IA
 
Sandy Halterman
(515) 963-0404
502 SW 3rd St
Ankeny, IA
 
Jaschen- Mark A - State Farm Insurance Agent
(515) 270-1224
5800 Merle Hay Road Ste 3
Johnston, IA
 
Phillips- Michael T - State Farm Insurance Agent
(515) 270-6461
4347 Merle Hay Road Ste C
Des Moines, IA
 

Collision Coverage - Auto Insurance & Collision Insurance Guide

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Auto Insurance - Collision

Auto insurance collision coverage comes into effect if your car is damaged by an accident. In this case, 'accident' covers anything from collision with another car to single car accidents (such as roll-overs) and even damage by potholes. Collision auto insurance covers the cost of repairs to your car. Period.

This coverage remains in force whether you are at fault in the accident or not.

Collision auto insurance is relatively expensive coverage. If you have a new car collision auto insurance is likely a good investment. If you have a vehicle which you are driving into the ground don't buy collision auto insurance.

Also keep in mind that you can reduce the cost of collision auto insurance coverage by taking a higher deductible. However, this will expose you to higher costs in the case of an accident. You have to weigh the short term benefit and your driving record against the cost of an accident.

One thing to keep in mind: if an accident is not your fault, your auto insurance company will attempt to recover costs from the 'at fault' driver's auto insurance. If they recover their full costs they will refund you the deductible amount.

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