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Choosing a Health Insurance Plan Wheeling WV

Your doctor can actually be a very good source of information. They deal with the various health insurance plans all the time. Ask them what their experience has been with any particular plan.

Vimal Chaudhari, MS
9 Greenbrier Avenue
Hurricane, WV
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Title: Investment Advisor Representative
Company: Retirement Solutions
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Investment Advisor Rep: Yes
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Marshall University/MS 1994
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Long-Term Health Care Planning,Planning For Personal Finances & Budgeting,Asset Protection Strategies & Planning,IRA, 401k, Roth IRA, QDRO Rollovers,Wealth Management,Life Insurance,Investment & Portfolio Management,Annuity Ideas & Strategy Planning,Retirement Income Accumulation Planning,Fee-Only Comprehensive Financial Planning,401k Rollover From Employer,CD Alternative,Health Care Insurance,Retirement Planning,Investment Consulting & Allocation Design,Retirement Income Distribution Planning,H

Data Provided by:
Lifeline
(304) 234-1742
2000 E Off St
Wheeling, WV
 
Deacon & Deacon Insurance Agency
(304) 720-5641
100 Capitol Street - Suite 205
Charleston, WV
 
Kephart Enterprise Llc
(304) 487-0652
1625 N Walker St
Princeton, WV
 
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Choosing a Health Insurance Plan

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Is This a Health Insurance Plan I Can Live With?

It's up to you to do some research. Health insurance is important to you and your family day in and day out. It may be costly or inconvenient to change health insurance plans. So, check everything out.

You want a health insurance company that's stable. It's not in your best interest to find out that you need a major surgical procedure and then find out that your health insurance company is insolvent.

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You also want a good health insurance plan that covers the right care. Check with neighbors, family members and friends. Who are they insured with? What kind of plan do they have? Are they happy with it?

You particularly want a health insurance company that treats clients fairly when they are making a claim. With health insurance you could be making claims on a fairly regular basis depending on your deductible and the type of insurance plan. You'll be happier if you have a health insurance company who deals promptly and courteously with claims.

You can also check for the health insurance company's rating (or plan's rating) with both government and non-government organizations. Take a look at the National Committee for Quality Assurance which issues a Consumer Assessment of Health Plans report for every health insurance plan and facility. Their site is: www.ncqa.org .

Has the health insurance plan, you are interested in, received any accreditation? You can check the website of the Joint Commission on Accreditation of Healthcare Organizations at www.jcaho.org .

Your doctor can actually be a very good source of information. They deal with the various health insurance plans all the time. Ask them what their experience has been with any particular plan. You may find out that they are not covered under the medial insurance plan you are considering - and they may be able to recommend another health insurance plan under which they would be covered.

A very good indicator of the 'good service' of a health insurance plan is the rate at which people drop out of the plan. You can often get information on 'disenrollme...

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West Virginia State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: AIDS/HIV testing/vaccine, alcohol/substance abuse, autism spectrum disorder, breast reconstruction, cervical cancer/HPV screening, chiropractor, clinical trial (cancer), colorectal cancer screening, contraceptives, dental anesthesia, dependent coverage (including newborns, adopted children, grandchildren, dependent students/adults, domestic partners, civil unions), diabetic supplies, emergency room service, facility (public or other), infertility services, in vitro fertilization, long term care, mammography, mastectomy minimum stay, maternity minimum stay, mental health, newborn hearing screening, nurse (midwife, practitioner, psychiatric), optometrist, osteopath (D.O.), podiatrist, prostate cancer screening, rehabilitation service, second surgical opinion, TMJ disorder, well child care

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