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Choosing a Health Insurance Plan Magna UT

Your doctor can actually be a very good source of information. They deal with the various health insurance plans all the time. Ask them what their experience has been with any particular plan.

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(801) 278-7272
2080 Murray Holladay Road
Salt Lake City, UT
 
Mountain Crest Dental Care
(801) 225-2640
344 West 920 North
Orem, UT
 
Young Family Dental
(801) 224-0222
1834 South State Street
Orem, UT
 
Holladay Orthodontics
(801) 278-7272
2080 Murray Holladay Road
Salt Lake City, UT
 
Abacus Health Insurance Salt Lake City
(801) 386-7686
1149 South 1800 East
Salt Lake City, UT
 
Abacus Health Insurance Salt Lake City
(801) 386-7686
1149 South 1800 East
Salt Lake City, UT
 
Monarch Dental
(801) 225-3300
575 E. University Pkwy
Orem, UT
 
Employee Benefit Plans, Inc
(801) 221-5984
704 West 580 South
Orem, UT
 
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(801) 765-9400
1958 South 950 East Provo,Utah -United States
Provo, UT
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Local Book Publishing
(435) 628-2595
Saint George, UT
 

Choosing a Health Insurance Plan

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Is This a Health Insurance Plan I Can Live With?

It's up to you to do some research. Health insurance is important to you and your family day in and day out. It may be costly or inconvenient to change health insurance plans. So, check everything out.

You want a health insurance company that's stable. It's not in your best interest to find out that you need a major surgical procedure and then find out that your health insurance company is insolvent.

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You also want a good health insurance plan that covers the right care. Check with neighbors, family members and friends. Who are they insured with? What kind of plan do they have? Are they happy with it?

You particularly want a health insurance company that treats clients fairly when they are making a claim. With health insurance you could be making claims on a fairly regular basis depending on your deductible and the type of insurance plan. You'll be happier if you have a health insurance company who deals promptly and courteously with claims.

You can also check for the health insurance company's rating (or plan's rating) with both government and non-government organizations. Take a look at the National Committee for Quality Assurance which issues a Consumer Assessment of Health Plans report for every health insurance plan and facility. Their site is: www.ncqa.org .

Has the health insurance plan, you are interested in, received any accreditation? You can check the website of the Joint Commission on Accreditation of Healthcare Organizations at www.jcaho.org .

Your doctor can actually be a very good source of information. They deal with the various health insurance plans all the time. Ask them what their experience has been with any particular plan. You may find out that they are not covered under the medial insurance plan you are considering - and they may be able to recommend another health insurance plan under which they would be covered.

A very good indicator of the 'good service' of a health insurance plan is the rate at which people drop out of the plan. You can often get information on 'disenrollme...

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Utah State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/substance abuse, anti-psychotic drugs, breast reconstruction, cleft lip and palate, dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, dependent students/adults, disabled dependent adults), diabetes self-management and supplies, emergency room service, licensed health professional, maternity minimum stay, mental health, PKU/metabolic disorder, podiatrist, psychologist, psychotropic drugs, well child care

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