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Choosing a Health Insurance Plan Elizabethton TN

Your doctor can actually be a very good source of information. They deal with the various health insurance plans all the time. Ask them what their experience has been with any particular plan.

Adam Crouch
101 East Unaka
Johnson City, TN
Company
Title: REGISTERED REPRESENTIVE
Company: LINSCO PRIVATE LEDGER
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
MILLIGAN COLLEGE BUSINESS/PHYCHOLOGY
NORTHWESTERN UNIVERSITY FINANCE/TRUST
UNIVERSITY OF COLORODO TRUST
Years Experience
Years Experience: 28
Service
Alternative Asset Class Planning,Annuity Ideas & Strategy Planning,Asset Protection Strategies & Planning,Income for Life/ Preserve Principal,Health Care Insurance,Investment & Portfolio Management,Investment Consulting & Allocation Design,Estate Tax Planning,Stock Market Alternative,Disability Insurance,Retirement Planning,Long-Term Health Care Planning,Planning For Personal Finances & Budgeting,Individual Income Tax Planning,Pension for Highly Compensated Owners,Wealth Management,Life Insuranc

Data Provided by:
Adam Crouch
101 East Unaka
Johnson City, TN
Company
Title: REGISTERED REPRESENTIVE
Company: LINSCO PRIVATE LEDGER
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
MILLIGAN COLLEGE BUSINESS/PHYCHOLOGY
NORTHWESTERN UNIVERSITY FINANCE/TRUST
UNIVERSITY OF COLORODO TRUST
Years Experience
Years Experience: 28
Service
Alternative Asset Class Planning,Annuity Ideas & Strategy Planning,Asset Protection Strategies & Planning,Income for Life/ Preserve Principal,Health Care Insurance,Investment & Portfolio Management,Investment Consulting & Allocation Design,Estate Tax Planning,Stock Market Alternative,Disability Insurance,Retirement Planning,Long-Term Health Care Planning,Planning For Personal Finances & Budgeting,Individual Income Tax Planning,Pension for Highly Compensated Owners,Wealth Management,Life Insuranc

Data Provided by:
Roger Graham
2400 Crestmoor Rd
Nashville, TN
Company
Title: Vice President
Company: Financial Strategies Inc.
Type
Investment Advisor Rep: Yes
Education
University of North Carolina - BS Business Administration
California State University Sacramento - MBA
Years Experience
Years Experience: 27
Service
Wealth Management,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Fee-Only Comprehensive Financial Planning,Fee Only Portfolio Management,Life Settlements,Stock Market Alternative,Reverse Mortgage,Medicare Planning,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Pl

Data Provided by:
Morat Mike Insurance Svc
(901) 363-8588
5978 Knight Arnold Road Ext
Memphis, TN
 
Affordable Health Insurance
(901) 725-1919
961 S Cooper St
Memphis, TN
 
The Insurance Help-Toni King
(423) 676-5200
900 Milligan Hwy
Johnson City, TN
 
Quentin Ledford
125 Point Road
Crossville, TN
Company
Title: Financial Planner/Benefits Consultant
Company: AFC-MD Benefits Consultants
Service
Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee-Only Comprehensive Financial Planning,Medicaid,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Hourly Financial Planning Engagements,Medica

Data Provided by:
Larry Daniels
8966 Dayton Pike
Soddy Daisy, TN
Company
Title: Financial Advisor / Agent
Company: Mountain Wealth Management
Type
Registered Investor: Yes
Education
BS Business Administration University of Tennessee
Years Experience
Years Experience: 25
Service
Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strat

Data Provided by:
Nationwide Insurance Ron Jones
(901) 755-5433
7825 Winchester Rd Ste 119
Memphis, TN
 
MetLife Resources
(901) 761-7144
1255 Lynnfield Road Ste 219
Memphis, TN
 
Data Provided by:

Choosing a Health Insurance Plan

Provided By: 

Is This a Health Insurance Plan I Can Live With?

It's up to you to do some research. Health insurance is important to you and your family day in and day out. It may be costly or inconvenient to change health insurance plans. So, check everything out.

You want a health insurance company that's stable. It's not in your best interest to find out that you need a major surgical procedure and then find out that your health insurance company is insolvent.

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You also want a good health insurance plan that covers the right care. Check with neighbors, family members and friends. Who are they insured with? What kind of plan do they have? Are they happy with it?

You particularly want a health insurance company that treats clients fairly when they are making a claim. With health insurance you could be making claims on a fairly regular basis depending on your deductible and the type of insurance plan. You'll be happier if you have a health insurance company who deals promptly and courteously with claims.

You can also check for the health insurance company's rating (or plan's rating) with both government and non-government organizations. Take a look at the National Committee for Quality Assurance which issues a Consumer Assessment of Health Plans report for every health insurance plan and facility. Their site is: www.ncqa.org .

Has the health insurance plan, you are interested in, received any accreditation? You can check the website of the Joint Commission on Accreditation of Healthcare Organizations at www.jcaho.org .

Your doctor can actually be a very good source of information. They deal with the various health insurance plans all the time. Ask them what their experience has been with any particular plan. You may find out that they are not covered under the medial insurance plan you are considering - and they may be able to recommend another health insurance plan under which they would be covered.

A very good indicator of the 'good service' of a health insurance plan is the rate at which people drop out of the plan. You can often get information on 'disenrollme...

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Tennessee State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/substance abuse , audiologist , autism , bone marrow transplant , bone mass measurement , breast reconstruction , cervical cancer/HPV screening , chemotherapy , chiropractor , chlamydia screening , clinical trial (cancer) , colorectal cancer screening , dentist , dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, dependent students/adults, disabled dependent adults) , diabetic supplies , emergency room service , facility (public or other) , hearing aids for dependent children , mammography , mastectomy minimum stay , maternity minimum stay , mental health , newborn hearing screening , nurse (midwife and practitioner) , off-label drug use , optometrist , PKU/metabolic disorder , podiatrist , professional counselor , prostate cancer screening , psychologist , social worker , speech therapist

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