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Business Owners Policy (BOP) - Coverage for Multiple Locations Waterloo IA

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Manson Christel Insurance Agency Inc
(319) 274-4047
1935 E Ridgeway Ave
Waterloo, IA
 
State Farm Insurance
(319) 233-8463
1010 E Mitchell Ave Ste 2
Waterloo, IA
 
Allstate Insurance Companies
(319) 233-3380
1120 W 4th St
Waterloo, IA
 
Wobbeking-Tjernagel Insurance Inc
(319) 235-6719
2920 Falls Ave Ste 1
Waterloo, IA
 
Shelter Insurance
(319) 235-8090
2800 Falls Ave
Waterloo, IA
 
Clark Jeffery
(319) 235-3008
3120 Kimball Ave
Waterloo, IA
 
American Family Insurance- Michael Nielsen
(319) 234-7736
830 Laporte Rd
Waterloo, IA
 
American Family Insurance
(319) 233-1555
3641 Kimball Ave
Waterloo, IA
 
Muehl And Associates Insurance Services
(319) 291-6170
3418 Lafayette Rd
Waterloo, IA
 
American Family Insurance- Michael Nielsen
(319) 234-7736
830 Laporte Rd
Waterloo, IA
 

Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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