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Business Owners Policy (BOP) - Coverage for Multiple Locations Pine Bluff AR

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Sanders,Archie-State Farm Insurance Agent
(870) 535-5575
1208 Blake Street
Pine Bluff, AR
 
Tucker,Judy-State Farm Insurance Agent
(870) 535-2233
3007 S Hazel
Pine Bluff, AR
 
Allstate Insurance Companies
(870) 534-2421
711 S Linden St
Pine Bluff, AR
 
Jefferson Insurance & Financial Services Inc
(870) 540-4919
901 S Poplar St
Pine Bluff, AR
 
Harris,Don-State Farm Insurance Agent
(870) 535-4880
516 S Cherry Street
Pine Bluff, AR
 
C Ed Olmstead Insurance Agency Inc
(870) 536-2201
2620 S Hazel St
Pine Bluff, AR
 
Hale,Dale-State Farm Insurance Agent
(870) 534-5381
2621 Fir Street
Pine Bluff, AR
 
Smithey,Bob-State Farm Insurance Agent
(870) 534-5012
2900 Olive Street
Pine Bluff, AR
 
Maynard J B Insurance (Bucky)
(870) 534-1166
210 S Walnut St
Pine Bluff, AR
 
Clark Darren
(870) 247-0448
7300 Dollarway Rd
White Hall, AR
 

Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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