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Business Owners Policy (BOP) - Coverage for Multiple Locations Oregon City OR

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Premier Choice Insurance Agency, LLC
(503) 655-3025
900 Main Street
Oregon City, OR
Alternate Phone Number
503-655-3205
Services
Business Insurance, Bonds, Commercial Auto Insurance

American Family Insurance
(503) 723-7707
956 Molalla Ave
Oregon City, OR
 
Allstate Insurance Companies
(503) 653-8865
7533 Se Lake Rd
Oregon City, OR
 
Chicago Title
(503) 794-5860
10135 Se Sunnyside Rd
Oregon City, OR
 
Oliver Insurance
(503) 266-2715
101 N Ivy St
Oregon City, OR
 
American Family Insurance- Angela Marcotte
(503) 723-4483
19105 Beavercreek Rd
Oregon City, OR
 
Country Insurance & Financial Services
(503) 723-5394
401 Roosevelt St
Oregon City, OR
 
Baker Insurance
(503) 659-8017
17655 Se Mcloughlin Blvd
Oregon City, OR
 
Choruby Larry Insurance
(503) 777-9005
3200 Se Oak Grove Blvd
Oregon City, OR
 
American Family Insurance
(503) 235-1545
8085 Se 16th Ave Apt A
Portland, ME
 

Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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