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Business Owners Policy (BOP) - Coverage for Multiple Locations Mitchell SD

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Moore, Becky - State Farm Insurance Agent
(605) 996-1133
1204 S Burr St
Mitchell, SD
 
American Family Insurance
(605) 996-1594
411 S Ohlman St
Mitchell, SD
 
Strangeland, Jim - State Farm Insurance Agent
(605) 996-3611
1414 N Main Street
Mitchell, SD
 
Farm Bureau Financial Services
(605) 341-7600
2433 W Chicago St Ste B
Rapid City, SD
 
Webster, Skip - State Farm Insurance Agent
(605) 692-8383
511 6th Street
Brookings, SD
 
Fischer Rounds & Associates
(605) 996-7711
1130 S BuRR St
Mitchell, SD
 
CorInsurance
(605) 996-6070
715 N Main St
Mitchell, SD
 
American Family
(605) 725-3300
2201 6th Ave Se
Aberdeen, SD
 
Insurance Connection
(605) 339-3147
1412 S Minnesota Av
Sioux Falls, SD
 
Garry Associates LLP
(605) 332-5900
7400 S Bitterroot Pl
Sioux Falls, SD
 

Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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