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Business Owners Policy (BOP) - Coverage for Multiple Locations Lithonia GA

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Cameron & Roberts Insurance Agency
(770) 482-8841
PO Box 408
Lithonia, GA
 
Farrington & Associates Insurance
(770) 922-2301
997 Commerce Drive
Conyers, GA
 
Atlanta Lawyer
(770) 217-4954
3455 Peachtree Road NE, 5th Floor
Atlanta, GA
Alternate Phone Number
(770) 217-4954
Services
Atlanta Lawyer

Lincoln Insurance Group
(770) 692-1991
1305 Pennsylvania Ave
McDonough, GA
 
Holland Robert Browning
(770) 622-9904
2830 H Peachtree Industrial Blvd
North Metro, GA
 
InsureUSA Insurance Agency
(770) 484-5000
7079 HAYDEN QUARRY RD
Lithonia, GA
 
Global Insurance Group, LLC
(770) 783-1140
3939 E. LaVista Rd
Tucker, GA
 
Anderson Insurance
(770) 962-4111
121 Langley Drive
Lawrenceville, GA
 
Progressive
(678) 248-2295
1935 Buford Mill Dr
North Metro, GA
 
Mobbs Accounting & Insurance
(706) 238-1144
508 Avenue A Sw
Rome, GA
 

Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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