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Business Owners Policy (BOP) - Coverage for Multiple Locations Lafayette LA

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Verna Sam Insurance Agency Inc
(337) 267-4621
1006 Surrey St
Lafayette, LA
 
American National Insurance Co
(337) 235-5051
212a W Evergreen St
Lafayette, LA
 
Action Insurance Agency Inc
(337) 988-4411
203 W Brentwood Blvd
Lafayette, LA
 
Theriot Insurance Agency Inc
(337) 289-6880
714 E Kaliste Saloom Rd
Lafayette, LA
 
General Automobile Insurance Services Of LA Inc
(337) 233-3400
514 Johnston St
Lafayette, LA
 
General Automobile Insurance Services Of LA Inc
(337) 233-3400
514 Johnston St
Lafayette, LA
 
Montesano Insurance Co
(337) 235-5919
601 W University Ave
Lafayette, LA
 
Allstate Insurance Company
(337) 857-1111
3000 Verot School Rd
Lafayette, LA
 
Chad Olivier
4609 Bluebonnet Blvd
Baton Rouge, LA
Company
Title: CERTIFIED FINANCIAL PLANNER
Company: The Olivier Group, LLC
Type
Investment Advisor Rep: Yes
Education
Northeast LA University/ Finance minor Economics
Years Experience
Years Experience: 14
Service
Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Fee Only Portfolio Management,Wealth Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Fun

Data Provided by:
Scotty Mathews Ins Agcy Inc - State Farm Insurance Agent
(337) 474-0865
4640 Nelson Road
Lake Charles, LA
 
Data Provided by:

Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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