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Business Owners Policy (BOP) - Coverage for Multiple Locations Kernersville NC

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Cameron Insurance Services
(336) 896-0706
300 W 7th St
Winston Salem, NC
 
BARE Michael R Insurance
(336) 282-5033
405 A Parkway Dr
High Point, NC
 
State Farm Insurance Companies
(336) 882-8286
2783 Nc Highway 68 S Ste 111
High Point, NC
 
Brown R Wilson Insurance
(336) 884-2228
405 N Elm St Ste A
High Point, NC
 
Farm Bureau Insurance
(336) 764-5990
661-B Friedberg Church Rd
Winston Salem, NC
 
Simpson Jennifer Insurance Agency
(336) 887-0300
6425 Old Plank Rd
High Point, NC
 
Nationwide Insurance Co Agents
(336) 841-5300
2610 N Main St
High Point, NC
 
Loggins Dan Insurance
(336) 889-3767
713 W Lexington Ave
High Point, NC
 
Argus Insurance
(336) 881-3500
1300 E Hartley Dr
High Point, NC
 
Allstate Insurance Companies
(336) 883-0442
1642 S Main St
High Point, NC
 

Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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