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Business Owners Policy (BOP) - Coverage for Multiple Locations Independence MO

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

The Seven Provinces Insurance Company Ltd.
(816) 983-8000
4801 Main Street
Kansas City, MO
 
Farmers Insurance & Financial Services
(913) 660-0037
5799 Broadmoor St
Overland Park, KS
 
Crop Insurance Research Bureau Inc
(913) 338-0470
10800 Farley St
Overland Park, KS
 
Johnson Bill Insurance
(417) 336-2088
1494 State Highway 248
Branson, MO
 
Huckaby & Associates
(803) 772-3773
410 Evelyn Dr
Columbia, MO
 
McInnes Maggart Consulting
(913) 271-1254
1260 Southeast Princeton Drive
Lees Summit, AK
 
Apex Business Advisors
(913) 383-2671
7050 W 107th St
Overland Park, KS
 
Kevin Adam
2415 Carter Lane
Columbia, MO
Company
Title: MBA
Company: Forward Financial, LLC
Type
Investment Advisor Rep: Yes
Education
University of Kansas/Economics
University of Missouri/MBA
Years Experience
Years Experience: 17
Service
Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Captive Insurance,Life Settlements,Pension for Highly Compensated Owners,Stock Market Alternative,Reverse Mortgage,Medicare Planning,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial

Data Provided by:
The Cason Group
(803) 252-3033
1612 Marion St
Columbia, MO
 
Atchison Insurance Agency
(636) 441-2440
5344 Highway N
Saint Charles, MO
 
Data Provided by:

Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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