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Business Owners Policy (BOP) - Coverage for Multiple Locations Grants Pass OR

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

State Farm Insurance - Brian Pendleton
(541) 472-5201
1610 Sw Allen Creek Rd Ste 109
Grants Pass, OR
 
Gold River Financial Management
(541) 474-9315
1826 Williams Hwy
Grants Pass, OR
 
Property Damage Appraisers
(541) 479-5540
303 Hill Top Dr
Grants Pass, OR
 
House Of Insurance
(541) 479-2667
1485 Ne 7th St
Grants Pass, OR
 
Wise David F
(541) 474-9473
598 Ne E St
Grants Pass, OR
 
Hart Insurance
(541) 479-5521
321 Se I St
Grants Pass, OR
 
American Family Insurance - Jeff Letendre
(541) 472-9019
260 Ne Agness Ave
Grants Pass, OR
 
State Farm Insurance Companies
(541) 474-9473
Corner Of E & Ml
Grants Pass, OR
 
Farmers Insurance - John Eliot Agency
(541) 471-7221
134 Nw E St
Grants Pass, OR
 
Country Financial
(503) 581-1486
2150 Country Dr S
Salem, OR
 

Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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