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Business Owners Policy (BOP) - Coverage for Multiple Locations Garden City KS

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

American Family Insurance
(913) 829-7007
601 N Mur Len Rd Ste 5
Overland Park, KS
 
Farmers Insurance & Financial Services
(913) 660-0037
5799 Broadmoor St
Overland Park, KS
 
Zientara Sue Insurance
(785) 267-5090
300 Sw 33rd St
Topeka, KS
 
Black, Christin - State Farm Insurance Agent
(913) 780-3000
11128 S Lone Elm Road
Olathe, KS
 
J Hale, Kevin - State Farm Insurance Agent
(913) 829-4488
15295 W 119th Street
Olathe, KS
 
Bauman-Williams, Kolleen - State Farm Insurance Agent
(913) 764-2503
1990 E. Santa Fe
Olathe, KS
 
American Family Insurance
(785) 228-0600
5123 Sw 29th St
Topeka, KS
 
Jefferson County Insurance & Financial Services Inc.
(785) 863-2261
59 & 92 Hwy
Lawrence, KS
 
Wayne Wright Insurance
(316) 265-3181
616 W Douglas Ave
Wichita, KS
 
Foltz-Roepke Insurance Inc
(785) 233-6463
1335 S Kansas Ave
Topeka, KS
 

Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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