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Business Owners Policy (BOP) - Coverage for Multiple Locations Franklin OH

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Napoles Insurance Services, LLC - Nationwide Insurance
(937) 291-5400
2193 Miamisburg-Centerville Rd
Centerville, OH
Alternate Phone Number
937-416-5159
Services
All lines of Business

Carney's Feed Mill Inc.
(513) 625-7755
5284 Edman Road
Batavia, OH

Data Provided by:
Allstate Insurance Companies
(419) 228-7100
1570 N Main St
Lima, OH
 
Gay Robert V Insurance Agency Inc
(440) 933-3826
33382 Walker Rd
Avon Lake, OH
 
American Family Insurance-Jason Upthegrove Agency
(419) 224-1952
309 W High St
Lima, OH
 
Donald Waterbury
3663 Ebenezer Rd
Cincinnati, OH
Service
Wealth Engineering,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Portfolio Engineering,High Yield Bank Accounts,401k Rollover From Employer,Income for Life/ Preserve Principal,Wealth Management,Medicaid,Life Ins

Data Provided by:
Fuller & Sons ins Agcy
(419) 866-8796
5660 Southwyck Blvd Ste 200
Toledo, OH
 
American Family Insurance- Philip Winder
(419) 221-2526
2895 Harding Hwy
Lima, OH
 
Ley Dennis Insurance Agency
(419) 222-2454
513 N Cable Rd
Lima, OH
 
Park & Company Insurance Agents
(419) 464-7547
5749 Park Center Ct
Toledo, OH
 
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Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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