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Business Owners Policy (BOP) - Coverage for Multiple Locations Evergreen CO

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Dot Mechtenberg
8100 Ralston Road
Arvada, CO
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Company: Dot Mechtenberg, Inc.
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Investment Advisor Rep: Yes
Years Experience
Years Experience: 40
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Portfolio Engineering,401k Rollover From Employer,CD Alternative,Disability Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Captive Insurance,Pension for Highly Compensated Owners,Income for Life/ Preserve Principal,Alternative Investments,Annuities,Alternative Asset Class P

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COBIZ INSURANCE, INC.
(303) 988-0446
10901 W. Toller Dr.
Littleton, CO
 
Rick Cline Agency
(303) 932-1700
9200 W Cross Dr Ste 210
Littleton, CO
 
STATE FARM INSURANCE - BILL ROUSE
(303) 424-0420
4350 Wadsworth Boulevard
Wheat Ridge, CO
 
LAUTENBACH INSURANCE AGENCY LLC
(303) 798-2534
5721 S. Nevada Street
Littleton, CO
 
Community First Insurance, LLC
(720) 621-5196
12890 W. 15th Drive
Golden, CO
Alternate Phone Number
720-621-5196
Services
Business Insurance

DAGLEY INSURANCE AND FINANCIAL SERVICES
(720) 381-2695
10125 W San Juan
Littleton, CO
 
Colling Insurance Services, Inc.
(303) 987-3331
777 S. Wadsworth Blvd., #1-100
Denver, CO
 
KAUFMAN FARMERS INSURANCE AND FINANCIAL, INC.
(303) 934-8330
739 West Littleton Blvd
Littleton, CO
 
HEALTH CHOICE ONE - JOHN WEKSLER
(303) 475-4565
2 West Dry Creek Circle, Suite 100
Littleton, CO
 
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Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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