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Business Owners Policy (BOP) - Coverage for Multiple Locations Enid OK

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Leming, Scott - State Farm Insurance Agent
(405) 372-9206
1102 W 6th Street
Stillwater, OK
 
Farmers Insurance Jeff Wilson Agency
(918) 949-6060
12135 E 11th St Ste A
Tulsa, OK
 
Shelter Insurance
(405) 364-9025
1011 N Flood Ave
Norman, OK
 
Insurance Group Of Tulsa
(918) 394-2727
2727 E 21st St Ste 307
Tulsa, OK
 
United Insurance Agency LLC
(405) 872-5500
106 E Main St
Norman, OK
 
Plumley Doug Insurance Agency
(405) 513-6600
34 E 9th St
Edmond, OK
 
Badiyan Susanne
(405) 377-2698
1307 S Western Rd
Stillwater, OK
 
Matzke, Jason - State Farm Insurance Agen
(405) 372-9700
1315 N Perkins Road
Stillwater, OK
 
Thompson & & Associates Insurance Agency LLC
(405) 286-9120
3233 E Memorial Rd
Edmond, OK
 
Allstate Insurance Companies
(405) 329-3730
1208 Lindsey Plaza Dr
Norman, OK
 

Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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