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Business Owners Policy (BOP) - Coverage for Multiple Locations Charlotte NC

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Roger Myers
632 Matthews-Mint Hill Rd.
Matthews, NC
Company
Title: Branch Manager
Company: Dalton Strategic Investments
Type
Investment Advisor Rep: Yes
Years Experience
Years Experience: 29
Service
Captive Insurance,Pension for Highly Compensated Owners,Income for Life/ Preserve Principal,Alternative Investments,Annuities,Alternative Asset Class Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Individual Income Tax Planning,Wealth Engineering,Stock Market Alternative,Wealth Management,Life Insurance,Investment & Portfolio Management,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management P

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At Least Insurance Agency
(704) 334-2766
3100 N Tryon St
Charlotte, NC
 
American United Life Insurance Co/Group Sales Office
(704) 556-0630
6101 Carnegie Blvd
Charlotte, NC
 
Allcare Auto Insurance Agency
(704) 556-0677
7701 Sharon Lakes Rd
Charlotte, NC
 
Allstar Bonding
(704) 569-4675
8100 Runaway Bay Dr
Charlotte, NC
 
Allstate Uptown Insurance and Financial Services
(704) 954-0003
112 South Tryon Street Suite300
Charlotte, NC
Alternate Phone Number
866-838-0115
Services
Commercial Property, Office Insurance, business auto

Amigos Insurance
(704) 334-3522
2715 Central Ave
Charlotte, NC
 
AIG Claims Services
(704) 553-5100
4201 Congress St
Charlotte, NC
 
A-1 Insurance Agency of Charlotte
(704) 598-4442
537 W Sugar Creek Rd
Charlotte, NC
 
George Doubrava
(704) 841-8880
1609 Sardis Rd N
Charlotte, NC
 
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Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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