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Business Owners Policy (BOP) - Coverage for Multiple Locations Carbondale IL

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Robert Pivar
9 Foxtail Lane
Riverwoods, IL
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Company: PIVAR FINANCIL SERVICES
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Registered Investor: Yes
Education
University Of Wisconsin
BS L & S
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Years Experience: 50+
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Monroe Karen Storm
(309) 454-7274
1713 Fort Jesse Rd
Normal, IL
 
State Farm - Jeff Burtis
(309) 692-3660
7326 N. University
Peoria, IL
 
Risser & Company
(309) 688-3441
3100 North Knoxville Avenue
Peoria, IL
 
Employment At Blackshor
(309) 697-1133
5531 W Plank Rd
Peoria, IL
 
Timothy Frisby
210 W. 22nd St. Suite 137
Oak Brook, IL
Company
Title: Principal
Company: WealthCare Consultants
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Registered Investor: Yes
Education
Marquette BS
Years Experience
Years Experience: 20
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Retirement Planning,Long-Term Health Care Planning,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Fee-Only Comprehensive Financial Planning,Captive Insurance,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Annuities,Alternative Asset Class Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee Only Portfolio Management,Wealth Engineering,401k Rollover From Employer,Inc

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Always Better Insurance
(417) 725-3291
3101b S Kimbrough Ave
Springfield, IL
 
Fortner Insurance Agency, Inc.
(309) 682-0519
3304 N. Prospect Rd
Peoria, IL
 
Deal, John - State Farm Insurance Agent
(309) 674-4085
618 N Sterling
Peoria, IL
 
Holmes Murphy & Associates
(309) 683-1065
5006 N. Glen Park Place
Peoria, IL
 
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Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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