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Business Owners Policy (BOP) - Coverage for Multiple Locations Aurora CO

Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'll need separate policies for these coverages.

Perry Neva
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Denver, CO
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Arvada, CO
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Business Insurance Specialists Inc
(303) 338-9535
12540 E Warren Dr
Aurora, CO
 
People First Insurance
(303) 369-5202
2226 S Fraser St
Aurora, CO
 
PINNACOL ASSURANCE
(303) 361-4000
7501 E. Lowry Blvd
Denver, CO
 
Gregory Scott
16 Inverness Place East
Englewood, CO
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Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Portfolio Engineering,High Yield Bank Accounts,401k Rollover From Employer,Income for Life/ Preserve Principal,Wealth Management,Medicaid,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning

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Allstate Insurance Companies
(303) 792-3460
18757 E Hampden Ave
Aurora, CO
 
General Agency Corp
(303) 991-0680
15200 E Girard Ave Ste 4800
Aurora, CO
 
Great Western Roofing & Construction
(720) 358-2908
13770 East Rice Place
Aurora, CO
 
THE GREENAMYRE GROUP - FARMERS INSURANCE
(303) 828-8295
12424 E. Weaver Place
Centennial, CO
 
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Business Owners Policy (BOP) - Coverage for Multiple Locations

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Business Owners Policy (BOP)

Does your 'home' business operate from more than one location? Maybe your kitchen and your Grandma's kitchen? The Business Owners' Policy (BOP) has been created specifically for small to mid-sized businesses and it will cover multiple locations.

A BOP, like the in-home business policy, covers business property and equipment, loss of income, extra expense and liability. However, these coverages are on a much broader scale than the in-home business policy.

If you need a business insurance policy, you should try to buy business insurance that offers inexpensive, but good, quality coverage for your business, including all of the premises and contents, as well as any moving assets such as company automobiles, from damage or theft.

You will have two ways to get the full coverage that you need:

  • Arrange to cover your contents (work equipment, furniture, etc.) separately from your established building property (walls, roof what you would call the building itself).
  • Buy a single policy that covers your contents and fixed property together.

If you purchase property protection, make sure that it includes personal injury protection for guests or anyone who works for your business. This will cover health expenses regardless of whether incidents are accidental. With this coverage, you can feel comfortable that your employees are covered and you will not lose your business due to a work related accident.

Another important entity in the biz insurance world is workers compensation coverage. This may be legally required in the state where your business is located. It covers your employees in case anything adverse happens that prevents them from being able to work for you. Be sure to check on your jurisdictions requirements for workers compensation coverage when you buy your insurance for your business. The bad news: A BOP doesn't include workers compensation, health or disability insurance. If you have employees, you'...

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