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Business Insurance - Protect Your Buisness Warner Robins GA

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

Griffin Insurance Agency
(478) 923-5631
2032 Watson Blvd
Warner Robins, GA
 
Carter Insurance
(478) 953-5524
599 S Houston Lake Rd Ste D
Warner Robins, GA
 
Budget Insurance
(478) 328-9040
2308 Moody Rd
Warner Robins, GA
 
ALFA Insurance
(478) 922-2040
2314 Moody Rd
Warner Robins, GA
 
Arrington Insurance Agency
(478) 287-6801
110 Latham Dr Ste B
Warner Robins, GA
 
Johnson Lori /Insurance Agent
(478) 953-1133
524 S Houston Lake Rd
Warner Robins, GA
 
Mc Neal Insurance Agency
(478) 929-4141
1717 Russell Pkwy
Warner Robins, GA
 
Heddon Terry Insurance Agency
(478) 987-0300
1238 S Houston Lake Rd
Warner Robins, GA
 
Hunt Miller Insurance Agency
(478) 922-8531
113 Park Ave
Warner Robins, GA
 
Alfa Insurance Claims Dept
(478) 971-1802
100 Katelyn Cir Ste E
Warner Robins, GA
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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