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Business Insurance - Protect Your Buisness Sandusky OH

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

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Bauer Michael
(614) 889-0900
486 South High St
Dublin, OH
 
Napoles Insurance Services, LLC - Nationwide Insurance
(937) 291-5400
2193 Miamisburg-Centerville Rd
Centerville, OH
Alternate Phone Number
937-416-5159
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All lines of Business

Feeback Jeremy
(419) 531-4455
2007 N Holland Sylvania Rd Ste 109
Toledo, OH
 
Glancey,Tom-State Farm Insurance Agent
(614) 799-9999
5900-D Venture Drive
Dublin, OH
 
Carney's Feed Mill Inc.
(513) 625-7755
5284 Edman Road
Batavia, OH

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Bernie Heinl Insurance
(419) 841-9036
7110 W Central Ave
Toledo, OH
 
Bob Allen Insurance Agency Inc
(440) 933-5223
33399 Walker Rd Ste B
Avon Lake, OH
 
Willms Financial Network
(614) 718-5343
5080 Tuttle Crossing Blvd
Dublin, OH
 
Aai Masters Insurance Group
(614) 854-2566
5525 Parkcenter Cir
Dublin, OH
 
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Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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