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Business Insurance - Protect Your Buisness Rosemount MN

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

American Income Life Insurance Co
(715) 833-0055
5001 W 80
Bloomington, IL
 
Insurance Overload Systems
(952) 830-0141
3300 Edinborough Way Ste 205
Bloomington, IL
 
RJ Ahmann
(952) 947-9700
7555 Market Place Drive
Eden Prairie, MN
Alternate Phone Number
952-947-9700

Askegaard & Robinson
(218) 828-4223
206 N 7th St
Brainerd, MN
 
Fujan Bruce Insurance
(507) 281-5194
5025 Highway 52 N
Rochester, MN
 
Business Insurance Brokers Inc
(952) 996-8818
8200 Highwood Dr
Bloomington, IL
 
Fischbein Insurance Services
(952) 956-9644
1660 Highway 100 S
Minneapolis, MN
 
Granite Equity Partners
(320) 251-1800
122 12th Ave N Ste 201
Saint Cloud, MN
 
Fischbein Insurance Services
(952) 956-9644
1660 Highway 100 S
Minneapolis, MN
 
Allstate Insurance Companies
(507) 281-5525
3552 W River Pkwy Nw Ste 3
Rochester, MN
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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