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Business Insurance - Protect Your Buisness Peoria AZ

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

Aflac
(623) 875-4606
8765 W. Kelton Lane
Peoria, AZ
 
American Family Ins
(623) 878-0335
17235 N 75 Avenue
Glendale, AZ
 
Farm Bureau Financial Svcs. & Ins.
(623) 889-7420
7992 W Thunderbird Rd Ste C
Peoria, AZ
 
LMI Benefits
(623) 810-7246
Peoria, AZ
 
American Family Ins. - Peggy C Batad Agency
(623) 878-0335
17235 N 75 Avenue, Ste C150
Glendale, AZ
 
Matthew Klein State Farm Ins & Fin Services
(623) 486-0889
17235 N. 75th. Ave. Ste.d-145
Glendale, AZ
 
Pre-Paid Legal Services
(623) 486-0375
12474 N. 83rd Dr.
Peoria, AZ
 
Edward Jones - David Balzarini
(623) 572-2577
9059 W. Lake Pleasant Parkway
Peoria, AZ
 
PRE-PAID LEGAL
(623) 362-0004
20783 N. 83rd Avenue
Peoria, AZ
 
Farmers Insurance
(623) 385-3177
15396 N 83rd Ave Building D-102
Peoria, AZ
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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