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Business Insurance - Protect Your Buisness North Pole AK

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

State Farm Insurance
(907) 488-7082
450 S Santa Claus Ln
Fairbanks, AK
 
Dunlap Agency
(907) 456-5202
1305 21st Ave Ste 203
Fairbanks, AK
 
Bradbury Jim ins Agent
(907) 451-8491
1401 Turner St
Fairbanks, AK
 
Alaska U S A
(907) 455-4400
1292 Sadler Way
Fairbanks, AK
 
Allstate Insurance Companies
(907) 474-8002
3576 Airport Way
Fairbanks, AK
 
New York Life Insurance Company
(907) 452-7777
205 B St
Fairbanks, AK
 
Allstate Insurance Companies
(907) 452-4260
230 Old Steese Hwy
Fairbanks, AK
 
Murray Kenneth A Insurance
(907) 456-6646
300 Barnette St
Fairbanks, AK
 
Baker & Associates
(907) 452-6818
1553 S Cushman St
Fairbanks, AK
 
State Farm Insurance Companies
(907) 328-9022
1716 University Ave S
Fairbanks, AK
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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