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Business Insurance - Protect Your Buisness Manning SC

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

Lesemann Insurance Agency
(843) 571-6721
1064 Gardner Rd
Charleston, SC
 
Carolina's Choice Insurance
(864) 585-5000
396 E Saint John St
Spartanburg, SC
 
Wetherington Insurance Co
(803) 648-4450
212 Richland Ave W
Aiken, SC
 
Angel Insurance & Financial Services Inc
(803) 327-6112
404 Oakland Ave
Rock Hill, SC
 
Nationwide Insurance
(843) 916-4449
1300 N Oak St
Myrtle Beach, SC
 
Nationwide Insurance
(888) 321-6606
1273 Ebenezer Rd
Rock Hill, SC
 
Commercial Insurance Services
(843) 664-0036
2120 W Jody Rd
Florence, SC
 
Lowndes C T And Company
(843) 763-0120
749 Saint Andrews Blvd
Charleston, SC
 
DAVID A CROTTS AND ASSOCIATES INC
(864) 223-8788
422 MONTAGUE AVE
GREENWOOD, SC
Alternate Phone Number
864-223-8788
Services
INSURANCE

Dixon Wesley E Insurance Agency
(864) 583-3623
858 E Main St
Spartanburg, SC
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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