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Business Insurance - Protect Your Buisness Manhattan KS

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

W E J & Stone Insurance
(316) 265-6241
221 S Broadway St Ste 800
Wichita, KS
 
Thrivent Financial
(785) 822-0653
125 E Iron Ave
Salina, KS
 
State Farm Insurance Companies
(785) 842-4193
543 Lawrence Ave
Lawrence, KS
 
Swinney, Debbie - State Farm Insurance Agent
(913) 782-3289
2099 E 151st Street
Olathe, KS
 
Booth, John - State Farm Insurance Agent
(913) 782-4418
1857 S Ridgeview Road
Olathe, KS
 
Shelter Insurance
(785) 272-1472
1701 Sw Fairlawn Rd
Topeka, KS
 
American Family Insurance
(913) 829-7007
601 N Mur Len Rd Ste 5
Overland Park, KS
 
Business Benefits Systems
(913) 897-2900
3815 W 171st St
Overland Park, KS
 
Carter Dianne
(785) 452-9191
2075 S Ohio Ste 6B
Salina, KS
 
Crop Insurance Research Bureau Inc
(913) 338-0470
10800 Farley St
Overland Park, KS
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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