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Business Insurance - Protect Your Buisness Manhattan KS

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

Tony Cope Insurance Agency
(316) 682-5500
935 S Woodlawn
Wichita, KS
 
Petersen Gary H
(785) 841-3020
2500 Iowa St
Lawrence, KS
 
James Rumsey Law Office
(785) 856-3264
840 Connecticut St Ste B
Lawrence, KS
 
Century Health Solutions Inc
(785) 233-1816
2951 Sw Woodside Dr
Topeka, KS
 
Richter Dennis
(785) 235-5633
2704 Nw Topeka Blvd Ste E
Topeka, KS
 
State Farm Insurance
(785) 843-1292
2400 Iowa St
Lawrence, KS
 
Bauman-Williams, Kolleen - State Farm Insurance Agent
(913) 764-2503
1990 E. Santa Fe
Olathe, KS
 
Willis HRH
(785) 843-5454
211 E 8th St
Lawrence, KS
 
Wayne Wright Insurance
(316) 265-3181
616 W Douglas Ave
Wichita, KS
 
Fee Insurance Group Inc
(785) 822-0848
114 W Walnut St
Salina, KS
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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