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Business Insurance - Protect Your Buisness Mandan ND

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

Walz Financial Services
(701) 222-0760
2207 E Main Ave
Bismarck, ND
 
Gab Business Services Inc
(701) 223-5927
1025 N 3rd St
Bismarck, ND
 
Insurance Services
(701) 224-1010
1929 N Washington St
Bismarck, ND
 
Thrivent Financial For Lutherans
(701) 255-4090
1301 N 23rd St
Bismarck, ND
 
American Income Life
(701) 221-0522
919 S 7th St Ste 507
Bismarck, ND
 
American Family Insurance
(701) 222-0768
2110 E Thayer Ave
Bismarck, ND
 
Gateway Insurance Agency
(701) 223-5812
2021 E Main
Bismarck, ND
 
Vaaler Insurance
(701) 258-2800
300 N 4th St
Bismarck, ND
 
Professional Insurance Agents Of North Dakota
(701) 223-5025
1211 Memorial Hwy
Bismarck, ND
 
Huseby Jack Adv
(701) 258-5083
110 Riverside Park Rd
Bismarck, ND
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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