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Business Insurance - Protect Your Buisness Lincoln NE

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

Insurance & Business Services
(402) 489-9432
105 Wedgewood Dr Ste 3
Lincoln, NE
 
Nebraska Insurance Federation
(402) 476-3377
635 S 14th St Ste 300
Lincoln, NE
 
Independent Insurance Agents
(402) 476-2951
8231 Northwoods Dr
Lincoln, NE
 
Mid-Alliance Insurance Associates LLC
(402) 421-7800
5600 S 48th St Ste 114
Lincoln, NE
 
Gotch, Jeff - State Farm Insurance Agent
(402) 291-5100
1605 Galvin Road South
Bellevue, NE
 
AMS Insurance Center
(402) 476-3599
120 S 29th Street
Lincoln, NE
 
Inspro Insurance
(402) 483-4500
1919 S 40th St Ste 104
Lincoln, NE
 
Fisher, Kelly Insurance
(402) 421-8562
5600 s 48th suite 106A
Lincoln, NE
 
Gaskill Insurance Agency
(402) 371-9323
114 N 5th St
Norfolk, NE
 
Berg, Geri - State Farm Insurance Agent
(402) 379-2014
1217 Norfolk Avenue
Norfolk, NE
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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