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Business Insurance - Protect Your Buisness Lafayette LA

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

General Automobile Insurance Services Of LA Inc
(337) 233-3400
514 Johnston St
Lafayette, LA
 
American National Insurance Co
(337) 235-5051
212a W Evergreen St
Lafayette, LA
 
Montesano Insurance Co
(337) 235-5919
601 W University Ave
Lafayette, LA
 
Theriot Insurance Agency Inc
(337) 289-6880
714 E Kaliste Saloom Rd
Lafayette, LA
 
Williams Insurance Group Inc
(318) 424-3530
1434 Hawn Ave Ste 8
Shreveport, LA
 
Verna Sam Insurance Agency Inc
(337) 267-4621
1006 Surrey St
Lafayette, LA
 
Action Insurance Agency Inc
(337) 988-4411
203 W Brentwood Blvd
Lafayette, LA
 
Allstate Insurance Company
(337) 857-1111
3000 Verot School Rd
Lafayette, LA
 
Chad Olivier
4609 Bluebonnet Blvd
Baton Rouge, LA
Company
Title: CERTIFIED FINANCIAL PLANNER
Company: The Olivier Group, LLC
Type
Investment Advisor Rep: Yes
Education
Northeast LA University/ Finance minor Economics
Years Experience
Years Experience: 14
Service
Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Fee Only Portfolio Management,Wealth Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Fun

Data Provided by:
Boswell Insurance
(318) 869-2011
1001 E 70th St
Shreveport, LA
 
Data Provided by:

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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