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Business Insurance - Protect Your Buisness Jonesboro AR

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

Shelter Insurance
(870) 932-6125
3009 E Nettleton Ave
Jonesboro, AR
 
Jackson Bill Insurance
(870) 935-7554
1901 E Nettleton Ave
Jonesboro, AR
 
Nichols Bob Insurance & Financial Services
(870) 972-8875
905 Windover Rd
Jonesboro, AR
 
Bill Jackson Insurance Agency
(870) 935-7554
1901 E Nettleton Ave
Jonesboro, AR
 
Selby Insurance
(870) 336-2121
262 Southwest Drive
Jonesboro, AR
Alternate Phone Number
870-336-2121
Services
www.selbyinsurance.com

First Stop Insurance
(870) 336-1556
2005 E Highland Dr Ste 209
Jonesboro, AR
 
Town & Country Insurance Agency Inc
(870) 932-7448
447 Southwest Dr
Jonesboro, AR
 
Clark Property Insurance
(870) 931-7100
1810 Executive Sq
Jonesboro, AR
 
Allstate Insurance Co
(870) 268-0811
311 S Church St Ste B
Jonesboro, AR
 
Cole Philip B Insurance
(870) 932-8112
2704 Phillips Dr
Jonesboro, AR
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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