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Business Insurance - Protect Your Buisness Hillsboro OR

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

AIM Insurance
(503) 640-0600
1050 SW Baseline #A2
Hillsboro, OR
 
Adams Michael C Insurance Agency
(503) 643-5333
4520 Sw Hall Blvd
Beaverton, OR
 
Aronson, Carl - State Farm Insurance Agent
(503) 644-1938
14475 SW Allen Blvd
Beaverton, OR
 
Parajon, Rolando - State Farm Insurance Agent
(503) 646-4240
12660 SW Walker Road
Beaverton, OR
 
Alliance Affordable Health Insurance
(503) 244-7880
10220 Sw Greenburg Rd
Portland, OR
 
Kirsten, Lateef - State Farm Insurance Agent
(503) 672-9999
15985 NW Schendel Ave
Beaverton, OR
 
Vagy, Rick - State Farm Insurance Agent
(503) 644-3151
12852 SW Canyon Road
Beaverton, OR
 
ACT Consultants Inc
(503) 520-5050
1521 N Jansen 426
Beaverton, OR
 
American Benefits Incorporated
(503) 292-1580
9755 Sw Barnes Rd
Portland, OR
 
Farmers Insurance-Timothy W Morgan Agency
(503) 626-7800
9600 Sw Oak St
Portland, ME
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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