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Business Insurance - Protect Your Buisness Gilbert AZ

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

American Family Insurance
(480) 497-1688
15 E Guadalupe Rd
Gilbert, AZ
 
Cain Wes
(480) 926-4582
231 N Gilbert Rd
Gilbert, AZ
 
Farm Bureau Financial Services
(480) 635-3860
325 S Higley Rd Ste 100
Gilbert, AZ
 
State Farm Insurance
(480) 505-6255
8490 S Power Rd
Gilbert, AZ
 
Wilson Insurance Inc
(480) 964-2400
3950 E Broadway Rd
Mesa, AZ
 
Allstate Insurance Companies
(480) 507-3463
428 S Gilbert Rd
Gilbert, AZ
 
Allstate
(480) 926-2056
1140 N Gilbert Rd Ste 110
Gilbert, AZ
 
Farmers Insurance Group
(480) 507-5577
609 S Gilbert Rd
Gilbert, AZ
 
Preus Seth Insurance And Financial SVCS Inc
(480) 838-3600
4100 S Lindsay Rd Ste 105
Gilbert, AZ
 
Metropolitan Life Ins Co Sales
(480) 641-1315
1640 S Stapley Dr
Mesa, AZ
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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