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Business Insurance - Protect Your Buisness Gardnerville NV

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

Allstate Insurance Companies
(775) 267-2253
937 Mica Dr
Carson City, NV
 
M & J Insurance Service, Inc.-Robert & Sharlet Kennedy
(702) 740-8053
3075 E Flamingo Rd Ste 102 A
Las Vegas, NV
 
The Onyx Group-Rebecca Purdy
(702) 369-6699
7500 W Lake Mead Blvd Ste 9-181
Las Vegas, NV
 
State Farm Insurance-Gregory A. Moore
(702) 870-9298
4312 W Charleston Blvd
Las Vegas, NV
 
International Insurance Services, Ltd.
(702) 360-0023
7424 W Sahara Ave
Las Vegas, NV
 
Timothy Bock
1635 Villiage Center Circle 140
Las Vegas, NV
Company
Title: President
Company: Summit Portfolio Management
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
Arizona State University Five
Years Experience
Years Experience: 27
Service
Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Captive Insurance,401k Rollover From Employer,CD Alternative,Disability Insurance,Retirement Planning,Real Estate Investment Planning,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Pension for Highly Compensated Owners,Income for Life/ Preserve Principal,Alternative Investments,Life Insurance,Alternative Asset Class Planning,Invest

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Stiles Insurance Service-Steve Stiles
(702) 951-7264
8668 Spring Mountain Rd Ste 110
Las Vegas, NV
 
American Family Insurance-The Chelcie Houk Agency
(702) 385-3888
10660 Southern Highlands Pkwy Ste 108
Las Vegas, NV
 
Allstate Agency-Laura Redstone
(702) 242-8667
9430 W Lake Mead Blvd Ste 9
Las Vegas, NV
 
Van Kirk and Blackburn Consulting
(916) 296-2490
3276 Hedingham Ct
Las Vegas, NV
 
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Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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