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Business Insurance - Protect Your Buisness Evergreen CO

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

Dot Mechtenberg
8100 Ralston Road
Arvada, CO
Company
Company: Dot Mechtenberg, Inc.
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Investment Advisor Rep: Yes
Years Experience
Years Experience: 40
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Portfolio Engineering,401k Rollover From Employer,CD Alternative,Disability Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Captive Insurance,Pension for Highly Compensated Owners,Income for Life/ Preserve Principal,Alternative Investments,Annuities,Alternative Asset Class P

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COBIZ INSURANCE, INC.
(303) 988-0446
10901 W. Toller Dr.
Littleton, CO
 
DAGLEY INSURANCE AND FINANCIAL SERVICES
(720) 381-2695
10125 W San Juan
Littleton, CO
 
STATE FARM INSURANCE - BILL ROUSE
(303) 424-0420
4350 Wadsworth Boulevard
Wheat Ridge, CO
 
HEALTH CHOICE ONE - JOHN WEKSLER
(303) 475-4565
2 West Dry Creek Circle, Suite 100
Littleton, CO
 
Community First Insurance, LLC
(720) 621-5196
12890 W. 15th Drive
Golden, CO
Alternate Phone Number
720-621-5196
Services
Business Insurance

Rick Cline Agency
(303) 932-1700
9200 W Cross Dr Ste 210
Littleton, CO
 
Colling Insurance Services, Inc.
(303) 987-3331
777 S. Wadsworth Blvd., #1-100
Denver, CO
 
LAUTENBACH INSURANCE AGENCY LLC
(303) 798-2534
5721 S. Nevada Street
Littleton, CO
 
KAUFMAN FARMERS INSURANCE AND FINANCIAL, INC.
(303) 934-8330
739 West Littleton Blvd
Littleton, CO
 
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Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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