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Business Insurance - Protect Your Buisness Enid OK

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

Jeff Goad Insurance Agency
(405) 321-7121
900 24th Ave Nw
Norman, OK
 
Insurance Group Of Tulsa
(918) 394-2727
2727 E 21st St Ste 307
Tulsa, OK
 
Farmers Union Insurance
(405) 372-0585
209 S Perkins Rd
Stillwater, OK
 
Farmers Insurance Jeff Wilson Agency
(918) 949-6060
12135 E 11th St Ste A
Tulsa, OK
 
Plumley Doug Insurance Agency
(405) 513-6600
34 E 9th St
Edmond, OK
 
Gosney, Larry - State Farm Insurance Agent
(405) 377-8100
124 W 6th Avenue
Stillwater, OK
 
Bradshaw Agency
(405) 372-8800
324 S Husband St
Stillwater, OK
 
Chrystal Kasch Farmers Insurance
(405) 340-3910
19 E Hurd St
Edmond, OK
 
Fuson Charles L Insurance Agency
(405) 364-1151
1236 N Interstate Dr
Norman, OK
 
United Insurance Agency LLC
(405) 872-5500
106 E Main St
Norman, OK
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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