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Business Insurance - Protect Your Buisness Dodge City KS

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

Rogers Insurance Agency
(316) 425-0048
140 N Hydraulic St. 300
Wichita, KS
 
Counts, Fred - State Farm Insurance Agent
(785) 827-8600
1101 S Ohio
Salina, KS
 
Cassell Insurance
(316) 264-1100
800 E 1st St N Ste 200
Wichita, KS
 
State Farm Insurance
(785) 843-1292
2400 Iowa St
Lawrence, KS
 
Miller Insurance
(785) 841-3575
1424 W 23rd St
Lawrence, KS
 
James Rumsey Law Office
(785) 856-3264
840 Connecticut St Ste B
Lawrence, KS
 
Shelter Insurance
(785) 272-1472
1701 Sw Fairlawn Rd
Topeka, KS
 
Apex Business Advisors
(913) 383-2671
7050 W 107th St
Overland Park, KS
 
Showcase Jewelers
(785) 823-1313
2328 Planet Ave
Salina, KS
 
Farm Bureau Financial Services
(913) 782-0033
1009 E Old 56 Hwy
Olathe, KS
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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