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Business Insurance - Protect Your Buisness Columbia City IN

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

True North Strategic Advisors LLC
(260) 420-5050
347 W Berry St
Fort Wayne, IN
 
Berner & Company Inc
(260) 637-1948
10538 Coldwater Rd
Fort Wayne, IN
 
Eslinger, Amy - State Farm Insurance Agent
(812) 299-1800
5135 US Highway 41 South
Terre Haute, IN
 
Gaslin Insurance Agency Inc
(812) 425-1351
2015 Stringtown Rd
Evansville, IN
 
Allstate Insurance Companies
(812) 448-2302
213 E National Ave
Brazil, IN
 
Primerica Financial Serv
(260) 497-8300
613 Airprt Ofc Park Dr N
Fort Wayne, IN
 
Lancaster Insurance Agency
(812) 477-8883
658 S Green River Rd
Evansville, IN
 
Grauel, Tim - State Farm Insurance Agent
(574) 232-9981
24545 Brick Road
South Bend, IN
 
Schaub Insurance
(574) 237-1311
3101 Mishawaka Ave
South Bend, IN
 
State Farm Insurance Companies
(574) 291-8000
60900 Us 31 S
South Bend, IN
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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