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Business Insurance - Protect Your Buisness Cave Creek AZ

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

A Better Choice Insurance Services
(623) 582-8822
21644 N 9th Ave Ste 105
Phoenix, AZ
 
American Trust Insurance
(602) 882-2587
7134 W. Planada
Glendale, AZ
 
The Horton Group
(480) 308-4725
15825 N. 71st St. #205
Scottsdale, AZ
 
Cornerstone Financial Services
(623) 332-3714
7575 E. Redfield Road #213
Scottsdale, AZ
 
Vel Runs
4806242599  
15111 N. Hayden Rd., Ste 160, PMB 353
Scottsdale, AZ
 
Colonial Life
(623) 878-0208
17797 N. Perimeter Dr. #d-101
Scottsdale, AZ
 
American Family Ins. - Sonya
(623) 251-1510
350 E. Bell Rd. Ste
Phoenix, AZ
 
American Family Ins. - Sonya C. Baca
(623) 251-1510
350 E. Bell Rd. Ste. 201
Phoenix, AZ
 
Cornerstone Financial
(623) 332-3714
7575 E. Redfield Road
Scottsdale, AZ
 
Angelone And Associates
(480) 515-5010
7633 E Acoma Dr Ste 100
Scottsdale, AZ
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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