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Business Insurance - Protect Your Buisness Bixby OK

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

Glenn Harris & Associates Inc
(918) 488-8472
6931 S 66th East Ave
Tulsa, OK
 
Division Royal Aliance & Assoc
(918) 747-6446
3314 E 51st St
Tulsa, OK
 
Riddle Financial Group
(918) 524-6330
4200 E Skelly Dr
Tulsa, OK
 
Insurance Group Of Tulsa
(918) 394-2727
2727 E 21st St Ste 307
Tulsa, OK
 
Farmers Insurance Jeff Wilson Agency
(918) 949-6060
12135 E 11th St Ste A
Tulsa, OK
 
GDK Insurance Solutions
(918) 742-5861
3908 E 31st St
Tulsa, OK
 
Brookside Market Insurance Agency
(918) 574-2400
3807 S Peoria Ave
Tulsa, OK
 
All American Insurance Inc.
(918) 832-8823
6145 E 21st Street
Tulsa, OK
 
Best Insurance
(918) 234-0022
2001 S Garnett-Ste D
Tulsa, OK
 
Holmes Organisation Inc
(918) 359-6000
1350 S Boulder Ave
Tulsa, OK
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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