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Business Insurance - Protect Your Buisness Beatrice NE

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

State Farm Insurance Agents-Kearney
(308) 234-9812
201 W 18th St
Kearney, NE
 
Marcotte Insurance Agency
(402) 398-9009
366 Regency Pkwy
Omaha, NE
 
American Family Insurance
(308) 384-5161
2925 W Stolley Park Rd Ste C
Grand Island, NE
 
American Family Insurance
(402) 292-1624
1503 Galvin Rd S Ste 1
Bellevue, NE
 
Affiliated Brokers Insurance
(308) 234-2436
PO Box 1208
Kearney, NE
 
Pawloski, Matt - State Farm Insurance Agent
(308) 233-3276
216 W 42nd St
Kearney, NE
 
Allstate Insurance Companies
(402) 291-9172
2266 Franklin St
Bellevue, NE
 
Johnsen Insurance Services
(402) 408-2303
1926 N 72nd St
Omaha, NE
 
Commercial Insurance Center Inc
(308) 384-1100
2121 N Webb Rd Ste 101
Grand Island, NE
 
Beardmore Insurance Agcy Inc - State Farm Insurance Agent
(402) 292-8200
11507 S 42nd Street
Bellevue, NE
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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