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Business Insurance - Protect Your Buisness Albuquerque NM

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

Associated Insurance Professionals Inc
(505) 265-3704
1419 Carlisle Blvd Ne
Albuquerque, NM
 
Independent Insurance Agents
(505) 843-9225
1511 University Blvd Ne
Albuquerque, NM
 
Woods Insurance
(505) 559-4184
6125 Montgomery Blvd Ne
Albuquerque, NM
 
Cress Insurance Consultants Inc
(505) 822-8114
6101 Moon St Ne Ste 1000
Albuquerque, NM
 
Pease Farmers Agency
(505) 264-2087
2116 Vista Oeste suite 101
Albuquerque, NM
 
Sanchez Krista Insurance Agency
(505) 255-3371
2001 San Mateo Blvd NE
Albuquerque, NM
 
Allstate Financial
(505) 296-2752
8205 Spain Rd Ne
Albuquerque, NM
 
JB Martin Insurance Agency
(505) 888-8846
10400 Academy Rd, Ste 345
Albuquerque, NM
 
Heisch Robin Insurance Agency
(505) 268-6634
1437 Wyoming Blvd NE
Albuquerque, NM
 
Contreras Insurance Agency
(505) 298-3555
9419 Central Ave Ne
Albuquerque, NM
 

Business Insurance - Protect Your Buisness

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Business Insurance

If you have your own business, you should be thinking about business insurance. It's not just for a big business - it can be for your home business.

With business insurance, your concerns are really three-fold:

  • Protect your business assets against damage or theft.
  • Protect yourself against liability claims from your clientele.
  • Protect yourself from employees (if you have any) who may have a legitimate claim for at work injury against you.

Lets start first with the home business scenario. With a home business, one of the biggest issues is to protect your home business equipment. Often, this will mean insurance on your technology (computers or other equipment) and business assets (like your fax machine). If you run your business from home, you may think these items are covered. However, a standard home insurance policy will not always give you enough protection for expensive assets like computer equipment or specialized machinery.

The answer can be a homeowner's endorsement for your equipment. This allows you to simply add to your existing homeowners policy, rather than having to negotiate a completely new policy specifically for your business do not remove. Be sure to check the details if you take this approach. You'll want to be sure that your business is covered properly, even if you are taking advantage of your homeowners policy.

The biggest challenge is if you also require liability protection for your home business. Most homeowner policy endorsements to cover your equipment will not give you liability insurance protection. If you are providing a service to clients, liability insurance can be essential. A client could sue you if a project goes wrong. If you are selling a product, a client could sue for damage caused by the product. Liability insurance will protect your personal assets in both these cases.

What if you have employees? Again, an endorsement to a homeowners policy is not a possibility. Once you need busines...

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