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Business Car Insurance Ypsilanti MI

This page provides relevant content and local businesses that can help with your search for information on Business Car Insurance. You will find informative articles about Business Car Insurance, including "Auto Insurance for Those Who Work from Their Veichle". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Ypsilanti, MI that can help answer your questions about Business Car Insurance.

Yasmin Elrada
22200 Ford Rd
Dearborn Heights , MI
Company
Title: President, Financial Advisor
Company: LPL Financial
Service
Portfolio Engineering,High Yield Bank Accounts,401k Rollover From Employer,Income for Life/ Preserve Principal,Wealth Management,Medicaid,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Captive Insurance,Life Settlements,Pension for Highly Compensated Owners,Stock Market Alternat

Data Provided by:
New England Financial
(734) 973-8635
3227 Washtenaw Ave
Ann Arbor, MI
 
McKeone J P
(734) 662-8100
5068 Plymouth Rd
Ann Arbor, MI
 
Barb Young Ins Agcy Inc - State Farm Insurance Agent
(734) 662-0880
2411 Oak Valley Drive
Ann Arbor, MI
 
Emanuel & Associates
(734) 891-6692
32039 Michigan Ave
Wayne, MI
 
Primerica Financial Services
(734) 973-8620
2890 Carpenter Rd
Ann Arbor, MI
 
Ufer & Company Insurance
(734) 668-4166
2349 E Stadium Blvd
Ann Arbor, MI
 
Nationwide Insurance Heidi A Kussurelis Agency
(734) 213-6736
2405 S Main St
Ann Arbor, MI
 
Ann Arbor Insurance Associates
(734) 327-9222
1925 Pauline Blvd Suite D
Ann Arbor, MI
 
Gary Sweet State Farm Insurance
(734) 929-1818
2463 S. State Street
Ann Arbor, MI
Alternate Phone Number
734-929-1818

Data Provided by:

Auto Insurance for Those Who Work from Their Veichle

Car Insurance Business

Technically, this has nothing to do with your business. However, if you are using your car for business purposes, you will need to insure that you have this coverage. In order to properly ensure your vehicle, if it is used for business - either transportation of product and supplies or for you to visit clients - you have to upgrade your car insurance.

Most insurance companies will distinguish between three types of primary usage of a vehicle:

  • "Commuting" means you mainly use your vehicle to drive to and from school or work.
  • "Pleasure" means you typically drive your vehicle for fun with no regular commuting or business use.
  • "Business/commercial" means you mainly use your vehicle for business purposes such as, sales, service and delivery calls or other work-related driving.

Most of us will not need business/commercial coverage, because we only use our vehicles for driving to work. The commuting level of coverage will be sufficient. The Business use designation is really for the person who is making intensive use of their vehicle for business purposes.

Be aware that insurers do vary in how they define these levels of coverage. Some insurers will actually include commuting with your vehicle under business use. Some insurers will also take into account your yearly mileage when they quote you a premium. It pays to have an idea of your yearly mileage and the distance to and from work, if you want to get the right coverage for your vehicle usage.

In most cases, business use will mean a higher premium. Why? You are driving the car more, in the vast majority of cases. This raises the risk to the insurer, and correspondingly, raises your premium.

So, why would you bother getting this insurance? The biggest reason is that you want to be covered in case of an accident. If the insurance company determines that you had an accident while the vehicle was being used for business, they can deny your claim. It's really ...

Click here to read the rest of this article from Insurance Guide 101

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